Our Philosophy
We do more than sell policies
The connected claim experience – Centrestone Jewellery Insurance Difference


Our Difference
Everybody seems to share the same problems when it comes to insurance claims – lack of visibility, poor communication and very little connection to what’s actually happening in the claim.
All too often, claim staff get so swamped with menial tasks and admin that the customer gets forgotten and frustrated.
Centrestone Jewellery insurance is different. Our sole focus is to create a connected claim experience for customers for their valued pieces of jewellery. It’s all about providing more visibility and better communication.
Our philosophy of always putting the customer at the centre of the claims process is the foundation that creates the connected claim experience. And although we use leading-edge technology that is unique in the industry, if it’s not based on a solid foundation of a customer-first approach, we would simply be the same as everybody else.
Our Approach
At Centrestone Jewellery Insurance, our goal is to offer customers an effortless solution to insuring their precious jewellery pieces.
Centrestone works closely with a network of jewellers to offer an insurance policy that is tailored specifically for your jewellery. Jewellers recommend Centrestone because they want their clients to have the most comprehensive protection available.
Centrestone Jewellery Insurance can be issued before the client leaves the store, meaning you’re covered from the moment you take possession of your jewellery.
The policy has been custom-made by jewellery industry experts in order to ensure that you’re covered for everything you need and nothing you don’t.
Most home and contents insurance is not tailored to the needs of jewellery, such as returning to your jeweller of choice. It’s simple – comprehensive worldwide cover for accidental damage, loss and theft.


Why not simply buy the least expensive policy?
The saying “you get what you pay for” couldn’t be more applicable when purchasing insurance coverage. Many inexpensive policies may not offer the coverage you need to protect your jewellery. Unfortunately, many policyholders don’t recognise this until they are faced with a loss without coverage and are forced to bear the financial burden themselves.
At Centrestone Jewellery Insurance, our insurance professionals take the time to fully assess the jewellery pieces being covered. We strive to proactively minimise your insurance costs without sacrificing protection. Most importantly, we guarantee that in the event of loss or theft, your watch or jewellery can be returned to the jeweller of your choice.
Jewellery Insurance FAQ
A jewellery Insurance policy covers you for the loss, theft, or damage of your jewellery items. It is designed to protect your investment in valuable jewellery, such as engagement rings, wedding bands, and other precious heirlooms.
Jewellery insurance is not required, but it can be a good idea for individuals who own expensive or sentimental pieces of jewellery. If you have jewellery that is worth a significant amount of money, or that holds sentimental value, jewellery insurance can provide peace of mind and financial protection in the event of loss or damage.
Applying with Centrestone is very quick and easy to do!
You can apply for a policy or receive an instant quote on our website by clicking here.
You can make an application through our website. You will be required to upload some photos and documents which you can do immediately through our website, or we will also send you an email with a link to upload the documents when you are ready. Once you have provided the required documentation our friendly team will contact you as soon as possible to process your policy.
Jewellery insurance policies may cover a variety of risks, including loss, theft, damage, and disappearance. Some policies may also cover the cost of repair or replacement, as well as the value of the jewellery at the time of the loss. The Centrestone Jewellery Insurance policy covers for accidental loss, damage and theft and in the event of a claim the policy provides a like for like replacement of the insured item.
Jewellery insurance policies may not cover certain types of losses, such as losses that result from normal wear and tear or losses that occur while the jewellery is being repaired. It is important to carefully review the terms and conditions of your policy to understand what is and is not covered.
Centrestone Jewellery Insurance does not offer cover for personal jewellery items which are:
- Significantly modified items such as modified watches
- Mens chains, mens bracelets and mens earrings
- Have an insured value of less than $500
The cost of jewellery insurance can vary depending on the value of the jewellery being insured, the type of coverage being purchased, and the insurance company offering the policy. Get an obligation free instant quote here.