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# Centrestone: Our jewellery insurance policies covers the loss, theft, or damage of your jewellery items. It is designed to protect your investment in valuable jewellery.

## Sitemaps
[XML Sitemap](https://centrestone.com.au/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [10 years of protecting what matters: Centrestone turns 10](https://centrestone.com.au/10-years-of-protecting-what-matters-centrestone-turns-10/): In 2016, Centrestone set out with a simple but important goal: to give Australian jewellery owners a specialist insurance partner who actually understood their industry — not a generic policy stretched to fit a unique category. Ten years on, that mission hasn't changed, even as the business around it has grown considerably.
- [The 5th C of Diamonds: Why Centrestone is the Final Step](https://centrestone.com.au/the-5th-c-of-diamonds-jewellery-insurance/): The "5th C" of Diamonds: Why Centrestone is the Final Step
- [Expert Advice: Australia’s Guide to Jewellery Insurance for Overseas Travel](https://centrestone.com.au/expert-advice-australias-guide-to-jewellery-insurance-for-overseas-travel/): Claims for lost or stolen jewellery that we see most commonly when travelling are theft in busy public places, we see a lot of claims at the beach when people either lose their jewellery while swimming or if they’ve left it on the beach, and we do see a lot of claims where jewellery has been left in the safe in the hotel room and then is stolen.
- [The Facts About Jewellery Insurance](https://centrestone.com.au/the-facts-about-jewellery-insurance/): Maybe your grandmother passes down an heirloom ruby necklace valued at $40,000 into your holiday stocking. Or perhaps you’ll ring in the New Year with a $15,000 engagement ring on your finger.
- [2025 Most Popular Engagement Ring Designs](https://centrestone.com.au/2023-most-popular-engagement-ring-designs/): Thinking of proposing in 2025? Deciding on an engagement ring can be overwhelming and confusing with so many different styles available, particularly if you don’t know what your partner wants. We’ve put together a guide of the most popular engagement ring designs and trends in 2025 to help you out.
- [Watch Terminology: Basic Terms You NEED to Know!](https://centrestone.com.au/watch-terminology-basic-terms-you-need-to-know/): I think every single person should understand what's going on. In this article, we'll look at key watch terminology that every watch enthusiast needs to know.
- [8 Facts You NEED to Know About Watches – A Crash Course to Watches](https://centrestone.com.au/8-things-you-need-to-know-about-watches/): We know how overwhelming watches can be when first getting into them. In this article, we tackle the eight topics and eight concepts that we think everybody should know about watches if they desire to learn more about them.
- [10 Things To Know BEFORE YOU BUY An Engagement Ring](https://centrestone.com.au/10-things-to-know-before-you-buy-an-engagement-ring/): Buying an engagement ring is one of the most significant purchases you will ever make. It is not just about choosing a beautiful piece of jewellery—it’s about selecting a symbol of your love and commitment that will last a lifetime. With so many options available, from gemstones to settings and metals, the process can feel overwhelming. But do not worry—we have got you covered! In this guide, we will walk you through the top 10 questions you might have before you make your decision. This well help you to feel confident and prepared to find the perfect ring for you or your special someone.
- [Elizabeth Taylors Dazzling Engagement Ring Legacy](https://centrestone.com.au/elizabeth-taylors-dazzling-engagement-ring-legacy/): Celebrities have long influenced our choices in fashion and beauty, with their stunning engagement rings often making headlines.Known for her tumultuous love life and exquisite taste in jewellery, Elizabeth Taylor’s life was as vibrant as the precious stones she adorned. She married eight times, each ring telling a story of love, sometimes ending in heartbreak.
- [How Much To Spend On An Engagement Ring?](https://centrestone.com.au/how-much-to-spend-on-an-engagement-ring/): The tradition of presenting a diamond engagement ring to seal a marriage proposal remains deeply ingrained in Australian culture. For generations, diamond engagement rings have continued to symbolise a romantic gesture representing commitment, sacrifice, and the profound moment when two lives join together.
- [Is Jewellery Insurance Worth It?](https://centrestone.com.au/is-jewellery-insurance-worth-it/): If you have found yourself to this article you are no doubt asking yourself, "Is Jewellery Insuranbce Worth It?" The decision to obtain jewellery insurance largely depends on the value of your jewellery (both monetary and emotional), your personal risk tolerance, and your financial situation.
- [Lab-Grown vs Natural Diamond Engagement Rings](https://centrestone.com.au/lab-grown-vs-natural-diamond-engagement-rings/): In the retail jewellery industry, there’s an ongoing debate about the value of lab-grown vs natural diamond, especially for engagement rings.  Centrestone Jewellery Insurance covers both and we do not recommend one over the other, leaving it to our customers to decide for themselves what best fits their wants and needs.
- [Engagement Ring Insurance – How Does It Work?](https://centrestone.com.au/how-does-engagement-ring-insurance-work/): From the moment you say “yes,” chances are you’ll be rocking a shiny new addition on your left hand. While it may be the last thing on your mind during such a happy time, with great rings come great responsibilities—including engagement ring insurance.
- [Our top 5 Aussie proposal locations by state – Tasmania](https://centrestone.com.au/our-top-5-aussie-proposal-locations-by-state-tasmania/): Almost every Australian is currently suffering from a serious and undeniable case of cabin fever. With international borders closed until further notice, there’s never been a better opportunity to explore our own backyard. Usually in the months June through to August there is a large spike in the amount of wedding proposals, corresponding with the European summer travel season. This year, we want our beautiful sunburnt country to be the muse for your dream engagement destination. Over the next few weeks, we will create an inspiration board for each state and territory so that you can plan out the perfect Aussie proposal. First up, let us introduce you to beautiful Tasmania!
- [Types Of Watch Insurance Available in Australia](https://centrestone.com.au/types-of-watch-insurance/): If you’ve spent thousands on a high-end watch from Hamilton, Rolex, or another prestigious brand, it’s worth insuring your valuable timepiece. While home and contents insurance policies offer some cover, luxury watch insurance delivers greater protection tailored to your specific needs.
- [Luxury Watch Travel Insurance Tips](https://centrestone.com.au/luxury-watch-travel-insurance/): For irreplaceable heirlooms or splurge watches, the safest bet is leaving them protected at home. But if travelling with them, utilise hotel safes, conceal under sleeves, and consider specialist watch travel insurance.
- [How To Find Good Rolex Insurance Coverage In Australia?](https://centrestone.com.au/rolex-watch-insurance/): How To Find Good Rolex Insurance Coverage In Australia?
- [What Does A Custom Engagement Ring Cost?](https://centrestone.com.au/custom-engagement-ring-cost/): In Australia, the trend of choosing custom engagement rings is on the rise, and there are some solid reasons why it’s gaining popularity. One of the key attractions is the notion of uniqueness. Custom rings are specially crafted to be unlike others, making each one genuinely unique. The knowledge that there’s likely no other ring quite like yours adds a special layer of significance.
- [How To Protect Your Diamond Ring From Damage?](https://centrestone.com.au/how-can-diamond-rings-be-damaged/): Diamonds are considered the most complex substances known to man. However, despite their rated hardness, it is still possible to damage a diamond, especially if mishandled.
- [Jewellery Insurance Buying Tips For 2023 and Beyond](https://centrestone.com.au/jewellery-insurance-buying-tips-for-2023/): If you own precious jewellery, protecting your valuable pieces is of utmost importance. Whether it’s a stunning engagement ring or an irreplicable heirloom necklace, having comprehensive insurance coverage provides the peace of mind and security that your cherished items are safeguarded.
- [How To Get An Engagement Ring Insured?](https://centrestone.com.au/how-to-get-an-engagement-ring-insured/): Selecting that perfect engagement ring can be thrilling for couples, but you’ll also want to protect the investment with proper ring insurance. Here are essential steps for Australian couples to follow and get their engagement ring insured.
- [How Much Does It Cost To Insure An Engagement Ring?](https://centrestone.com.au/cost-to-insure-an-engagement-ring/): Getting engaged is a fascinating time in any couple’s relationship. Thus choosing the perfect diamond ring can be a significant investment and, for many couples, the single biggest purchase they have made.
- [Protecting Your Precious Treasures: Avoiding Jewellery Theft While Travelling and What to Do If It Happens to You](https://centrestone.com.au/protecting-your-precious-treasures-avoiding-jewellery-theft-while-travelling-and-what-to-do-if-it-happens-to-you/): Embarking on a journey abroad can be a mesmerising experience. Travellers often accessorise their adventures with their favourite jewellery pieces, enhancing their style and personality. However, these shiny adornments can attract unwanted attention and increase the theft risk. At Centrestone Jewellery Insurance, we believe in proactive protection. Here are some tips on securing your jewellery from potential thefts and robberies when travelling overseas.
- [Insuring your Jewellery in 2023](https://centrestone.com.au/insuring-your-jewellery-in-2023/): Jewellery insurance is a type of insurance that protects your valuable jewellery from accidental damage, loss, and theft. Whether you’re a jewellery collector or just someone who wants to protect their treasured pieces, jewellery insurance can provide peace of mind and financial protection.
- [Insuring Your Jewellery: Are your Jewellery Items Covered?](https://centrestone.com.au/insuring-your-jewellery/): Many people don’t think about insuring their jewellery items. However, the cost of replacing a lost, damaged or stolen jewellery item can be quite steep, especially with the current rising prices in precious metals and diamonds. 
- [A Quick Guide on How to Insure Jewellery](https://centrestone.com.au/a-quick-guide-on-how-to-insure-jewellery/): Protecting your most precious jewellery so that it is adequately protected against damage, loss and theft can be a minefield to navigate.
- [How to Protect Your New Engagement Ring](https://centrestone.com.au/how-to-protect-your-new-engagement-ring/): So it’s time to pick up the engagement ring from your local jeweller and start getting ready for your special proposal event. Your fiance and her posse have ensured you’ve got the right diamond, style, and mounting. And, you’ve got a great weekend getaway planned to pop the question. Do yourself a favour. Make sure that ring you’ve invested thousands of dollars in is protected with jewellery insurance just in case anything happens.
- [Your Go To Guide For jewellery insurance](https://centrestone.com.au/guide-to-jewellery-insurance/): Whatever the reason, having the right insurance can provide cover for your items in the event of accidental loss, damage or theft (both within your home or away). Exploring your jewellery insurance options – including the ins and outs of insuring what’s precious to you can be difficult. This guide to jewellery insurance options should help you in your decision.
- [All You Need to Know About Jewellery Insurance](https://centrestone.com.au/all-you-need-to-know-about-jewellery-insurance/): If you own an expensive or piece of jewellery or one with sentimental value, such as an engagement ring or a special watch, it’s important to insure it in case of damage, loss or theft.
- [Survey Reveals Why Travellers Should Take Extra Precautions With Fine Jewellery](https://centrestone.com.au/survey-reveals-why-travelers-should-take-extra-precautions-with-fine-jewellery/): The number of travellers reporting lost or stolen jewellery has doubled over the past four years, according to a survey conducted in 2019. The survey revealed that 20% of respondents suffered a jewellery loss while on vacation. That’s up from 10% just four years ago.
- [The 4 main differences between Centrestone Jewellery Insurance and Home & Contents](https://centrestone.com.au/the-4-main-differences-between-centrestone-jewellery-insurance-and-home-contents/): When it comes to jewellery insurance and people looking to insure their jewellery, there’s a phrase we hear all too often that sadly is the result of misguided belief – “I’ll just put it on my Home & Contents”.
- [9 reasons people risk losing their rings](https://centrestone.com.au/9-reasons-people-risk-losing-their-rings/): Niche classes of business require niche insurers!  That’s why Berkley insurance Australia backs  Centrestone Jewellery Insurance.
- [Why it’s worth getting jewellery insurance](https://centrestone.com.au/why-its-worth-getting-jewellery-insurance/): Losing a precious piece of jewellery can be devastating, both financially and emotionally. But having the right type of insurance in place can make that loss a little more bearable. Here’s what you need to know.
- [Why is my Jewellery Undervalued?](https://centrestone.com.au/why-is-my-jewellery-undervalued/): Your jewellery is no longer worth what you originally purchased it for. If in the event of loss or theft of your jewellery, the cost to replace is going to exceed the original purchase price of your jewellery piece. Over the past year, some very unique events have led to the cost of jewellery increasing exponentially.
- [Our top 5 Aussie proposal locations – Queensland](https://centrestone.com.au/our-top-5-aussie-proposal-locations-queensland/): Planning of your dream proposal but still undecided on the perfect spot? Australia has so many stunning places to pop the question it can be overwhelming to choose one for your special day. Lucky for you we have selected the best proposal locations from across the country. This week check out our top destinations in Queensland where you can ask your loved one the most important question in your life.
- [The world’s first GIA certified all-diamond ring](https://centrestone.com.au/the-worlds-first-gia-certified-all-diamond-ring/): A 13.15-carat fancy dark grey all-diamond ring has become the latest attempt at crafting a ring completely out of diamond. While all-diamond rings have been produced in the past, GIA have stated that “This is the first example of a solid diamond ring submitted to GIA for identification.”
- [Our top 5 proposal locations by state – Northern Territory](https://centrestone.com.au/our-top-5-proposal-locations-by-state-northern-territory/): As lock down continues in varying degrees across Australia, future proposers need inspiration in every form. As luck would have it, we’ve curated a list of the top spots in Northern Territory for popping the question. The top end has a plethora of unspoiled locations just begging for a bent knee. Even if you aren’t currently able to travel to NT for your dream engagement, have a pen ready because you’ll want to take notes.
- [Our top 5 Aussie proposal locations by state – WA](https://centrestone.com.au/our-top-5-aussie-proposal-locations-by-state-wa/): Planning the perfect proposal isn’t easy. There is a lot to think about, from choosing the perfect ring, to finding that magical spot. With borders currently closed for international travel, there’s never been a better opportunity to explore our own backyard. Our last blog featured the top spots in Tassie to pop the question. This time we are exploring all WA has to offer to help you plan a truly special and memorable day.
- [Stay at home proposal ideas](https://centrestone.com.au/stay-at-home-proposal-ideas/): It feels as though everything worth looking forward to in life has been put on hold while the global pandemic takes over. Football matches have been cancelled, weddings postponed, and birthday celebrations resigned to small stay at home family gatherings.
- [Perfectly imperfect: what are “salt and pepper” diamonds?](https://centrestone.com.au/perfectly-imperfect-what-are-salt-and-pepper-diamonds/): If you’ve been searching for something a little different when it comes to engagement rings, chances are you might’ve stumbled across the growing trend of “salt and pepper” diamond rings.
- [Platinum vs Gold – Which Should You Choose For Your Engagement Ring?](https://centrestone.com.au/platinum-vs-gold-which-should-you-choose-for-your-engagement-ring/): An engagement ring lasts a lifetime, so choosing a metal which can stand the test of time is a crucial decision. Modern brides want a durable ring to withstand the rigour of everyday life, but stylish enough to transcend shifts in fashion trends. The two most common options for engagement rings are platinum and gold. The question often is, which metal is better as an engagement ring? A variety of factors come into play when it comes to choosing which option is best for you.
- [Our Ultimate Guide to the Perfect Christmas Gifts for Him and Her](https://centrestone.com.au/our-ultimate-guide-to-the-perfect-christmas-gifts-for-him-and-her/): As Christmas rolls around for another year, shops are slowly filled with the familiar sounds of Christmas carols as a gentle reminder of the impending gift giving between family and friends. One of the most highly anticipated gifts each year would have to be from your better half. While it is exciting to receive a thoughtful and loving gift, it can be quite daunting and overwhelming as the gifter to bequeath the perfect present.
- [5 Non-Diamond Engagement Rings That Say I Love You](https://centrestone.com.au/5-non-diamond-engagement-rings-that-say-i-love-you/): The tradition of a diamond centre stone in engagement rings is almost as old as time itself.  If you’re not feeling inclined to buy into this historical convention – from either a style or financial viewpoint – we have compiled a list of some of the best alternatives if you are thinking of straying from the customary diamond engagement ring.
- [The 10 Most Phenomenal Hotels For Your Honeymoon Escape](https://centrestone.com.au/the-10-most-phenomenal-hotels-for-your-honeymoon-escape/): We’re certain that no matter which destination you choose, your honeymoon will be a blissful escape for both you and your partner. If you enjoyed The 10 Most Phenomenal Hotels For Your Honeymoon Escape, have a read of our last blog Our Top 10 Dreamiest Honeymoon Destinations to set your sights on a magical location for your post-wedding vacay!
- [Our Top 10 Dreamiest Honeymoon Destinations](https://centrestone.com.au/our-top-10-dreamiest-honeymoon-destinations/): You’ve successfully ticked off the first of many items on the married life checklist and now you’re ready for a well-deserved post wedding getaway to unwind after the months of planning and preparation. Whether you’re after a bit of sand between your toes and crystal-clear water or if you’re after a more adventurous getaway we’ve got the top 10 dreamiest honeymoon destinations to inspire your newlywed vacation.
- [What type of engagement ring are you destined for according to your star sign](https://centrestone.com.au/what-type-of-engagement-ring-are-you-destined-for-according-to-your-star-sign/): What type of engagement ring are you destined for according to your star sign?
- [Lab Grown Diamonds Making a Mark on the Diamond Industry](https://centrestone.com.au/lab-grown-diamonds-making-a-mark-on-the-diamond-industry/): The timeline of the diamond trade dates back to the 4th century BC, when rough diamonds were found along riverbeds in India. While the diamond industry is one of the most historically enduring markets, it has not been immune to evolution and change.
- [The Scary Truth About Jewellery Travel Insurance](https://centrestone.com.au/the-scary-truth-about-jewellery-travel-insurance/): Like most Australians, the imminent threat that “winter is coming” probably has you glued to Webjet’s latest flight deals to Europe or anywhere north of the equator. Before you pack your bags, there is a few things you should consider when preparing for your next trip. The seasoned traveller is probably well aware of the perils and risks associated with travelling overseas and already has a general insurer in mind for arranging travel insurance. Before you go ahead and lock in travel insurance, give us a chance to convince you why leaving your jewellery off your travel insurance policy and organising specialist jewellery insurance through Centrestone is a far more astute decision.
- [Diamond: The Birthstone of April](https://centrestone.com.au/diamond-the-birthstone-of-april/): Those born in April are seen as elegant, yet tough, shine brightly but can cut you deeply… so it is only fitting that this month’s birthstone is a diamond. Envy of all other birthstones, a diamond is by far the most precious and sought-after stone. While many of you may be able to recite that diamond takes out the top spot (number 10) on the Moh’s hardness scale, a lesser-known fact is that its name originates from the Greek word “Adamas”, which means “unbreakable” or “invincible.” Now that we’ve established that diamond is basically the Superman of gemstones, let’s take a look at why we love this birthstone so, so much!
- [Fame and Fortune: the World’s Most Famous Diamonds](https://centrestone.com.au/fame-and-fortune-the-worlds-most-famous-diamonds/): If you had all the riches in the world, what would you buy? We would definitely splash our cash on some of the most famous diamonds in the world, like The Star of Africa or even The Regent Diamond if we were feeling truly brave.
- [Aquamarine: The Birthstone of March](https://centrestone.com.au/aquamarine-the-birthstone-of-march/): The birthstone for March is the serene Aquamarine. The name translate from Latin to seawater and was said to keep waters still and grant sailors safe voyage while at sea. Like emerald and morganite, aquamarine is a coloured variety of the mineral beryl. The vivid aqua blue tone stems from iron (II) impurities present in the crystal structure.
- [Top 10 Proposal Locations Around the World](https://centrestone.com.au/top-10-proposal-locations-around-the-world/): Planning a proposal can be a daunting. Choosing the perfect location to ask that once-in-a-lifetime (hopefully) question is a monumental task. Fear not, we are here to help. We’ve curated a list of the 10 most romantic locations around the world to begin your very own fairy tale.
- [Amethyst: The Birthstone of February](https://centrestone.com.au/amethyst-the-birthstone-of-february/): The dreamy amethyst crystal is the birthstone for February babies. Its lilac to deep purple hues are primarily caused by iron impurities, but can also be from irradiation or the presence of trace element impurities within the crystal. The gemstone has featured in royal regalia and jewellery throughout time which explains the stone’s association with royalty and nobility.
- [Valentine’s Day: The History of Love & How the World Celebrates](https://centrestone.com.au/valentines-day-the-history-of-love-how-the-world-celebrates/): Valentine’s Day is a polarising holiday: some find Valentines traditions a cringe worthy custom reserved for newly dating honeymoon phase couples – yet others revel in the opportunity to cherish their loved ones. While the quasi holiday may be over-commercialised and somewhat vain, the historical origins of the day are romantic and pure.
- [How to Drop a Hint About Your Dream Engagement Ring](https://centrestone.com.au/how-to-drop-a-hint-about-your-dream-engagement-ring/): So you have found your perfect man. The one guy that you want to spend the rest of your life with. You have fallen in love with all his flaws and imperfections, but if he lacks style, what is the best way to ensure you end up with a ring you love as much as him? An engagement ring is one of the biggest and most significant purchases your partner will make for you. All is going to plan. You will be wearing this piece for the rest of your life. We’ve curated a list of some of the best tactics to drop a hint based on your personality.
- [Topaz: The Birthstone of November](https://centrestone.com.au/topaz-the-birthstone-of-november/): The birthstone of people born in November is topaz. It comes in a vast array of colours from yellows and oranges, pinks, reds and purples, greens, blues and colourless. The blue variety of topaz is the birthstone of December. Despite the blue variety being commonplace in jewellery it is actually quite rare, and is usually the result of treatment to colourless crystal which is abundant in nature. The most prized “imperial topaz” is orange with pink undertones. The name “imperial” originated in the 19th century honouring the Russian czar. At the time, ownership of the gemstone was restricted to the royal family.
- [Opal: The Birthstone of October](https://centrestone.com.au/opal-the-birthstone-of-october/): The spectacular kaleidoscopic colours of opals are unlike any other gemstone. This unique gemstone is the birthstone for colourful characters born in October.
- [Three Simple Steps to a Flawless Jewellery Care Routine](https://centrestone.com.au/three-simple-steps-to-a-flawless-jewellery-care-routine/): While almost everyone has heard the famous De Beer’s marketing slogan, “Diamonds are forever,” it does not necessarily mean you want to go around testing this truism with your own precious engagement ring. Maintaining the brand-new feeling of your engagement ring takes a bit of TLC every single day, seven days a week, 365 days a year. While this may sound a little overwhelming, we have jotted down a few simple steps you can implement into your very own jewellery care routine.
- [Sapphire: The Birthstone of September](https://centrestone.com.au/sapphire-the-birthstone-of-september/): Sapphire, the birthstone of September, is known for imparting to wearers peace, wisdom, loyalty, nobility, and faith.
- [Peridot: The Birthstone of August](https://centrestone.com.au/peridot-the-birthstone-of-august-2/): The beautiful olive green peridot is the birthstone of August. The Romans titled peridot “The Evening Emerald” as the gem’s vibrant green hue did not darken with the setting of the sun. In fact, ancient Egyptians were said to have mined peridot at night time, as the stones natural glow made it easier to locate. The Egyptians referred to peridot as the gem of the sun because of its unique interactions with light.
- [Ruby: The Birthstone of July](https://centrestone.com.au/ruby-the-birthstone-of-july/): For those born in July, be prepared to cash in your cheques for this birthstone! Known for being the most expensive coloured gem, ruby is the birthstone for July. The name ruby originates from the Latin word for red, “rubeus.”
- [Latest Engagement Ring Trends: Setting New Standards in Modern Romance](https://centrestone.com.au/the-latest-trends-in-engagement-rings/): In the ever-evolving world of jewellery design, engagement rings remain emblematic of both tradition and innovation. As we find ourselves deep into 2023, Centrestone Jewellery Insurance brings you an exclusive look into the most prominent engagement ring trends, reflecting both the rich heritage of commitment and the avant-garde influences of modern aesthetics.
- [Our Top 5 Proposal Locations](https://centrestone.com.au/our-top-5-proposal-locations/): Every person who has ever proposed will know the angst of trying to find a proposal location with the perfect balance of personal, scenic and memorable aspects.
- [Pearl: The Birthstone of June](https://centrestone.com.au/pearl-the-birthstone-of-june/): Pearl is the birthstone of June and the only gemstone formed by a living organism. Pearls are formed within the mantle of oysters or mussels. Microscopic irritants lodged in certain molluscs’ shell cause the deposition of concentric layers of calcium carbonate, forming a round pearl.
- [Where Should You Store Your Jewellery When Not Wearing It?](https://centrestone.com.au/where-should-you-store-your-jewellery-when-not-wearing-it/): So now that you know when you should take your ring off (If not, see here!), all you need to know is where to store it when it is no longer on you.
- [When Should You Remove Your Jewellery?](https://centrestone.com.au/when-should-you-remove-your-jewellery/): While you may be getting ready to declare the oath “till death do us part,” we recommend that sometimes it is actually best to part from your engagement ring to keep it shiny and safe.
- [Our Top 3 Favourite Royal Engagement Rings](https://centrestone.com.au/our-top-3-favourite-royal-engagement-rings/): With all the buzz and excitement of the royal wedding of Prince Harry and Meghan Markel, we wanted to take a look at our three favourite engagement rings of the Royal family.
- [Emerald: The Birthstone of May](https://centrestone.com.au/emerald-the-birthstone-of-may/): In the northern hemisphere, the month of May falls in the heart of spring. It is only fitting that the gemstone of spring is also the birthstone for May. Famous for their brilliant green hues, the emerald has been a highly sought after stone for jewellery wearers throughout time. The most highly values emeralds are deep greens, with the rarest appearing intense green-blue in colour.
- [Who Should Insure the Engagement Ring? The Bride or the Groom?](https://centrestone.com.au/who-should-insure-the-engagement-ring-the-bride-or-the-groom/): Ideally, the moment you step out of the jeweller with your precious new ring, you should make sure that you are covered for any unforeseen events.
- [Tips for the Perfect Engagement Ring Selfie](https://centrestone.com.au/tips-for-the-perfect-engagement-ring-selfie/): In this day and age, an engagement ring selfie is basically the modern day equivalent of an engagement announcement. How else can you show your grandma, your bestie from university and the girl you met at the gym last week all at once? The very first thing most brides-to-be do after saying yes (and getting Centrestone Insurance of course!) is snap the perfect pic of this milestone moment!
- [What makes Centrestone Jewellery Insurance different from Home & Contents?](https://centrestone.com.au/what-makes-centrestone-jewellery-insurance-different-from-home-contents/): Centrestone Jewellery Insurance is the most comprehensive method of ensuring your precious jewellery is covered from any unexpected damage, loss of theft.
- [Complete Guide To Protecting & Cleaning Your Engagement Rings](https://centrestone.com.au/keeping-your-engagement-ring-looking-as-good-as-new/): Choosing the best method of cleaning your jewellery usually depends on the metals that make up your piece of jewellery.
- [How to buy the perfect engagement ring!](https://centrestone.com.au/how-to-buy-the-perfect-engagement-ring/): The search for an engagement ring is one that is often fraught with stress, confusion, and misinformation. The number of decisions involved in the specific design and details of a ring can be overwhelming for even jewellery industry experts, so what hope does the average man have in navigating this mine field?
- [The Centrestone philosophy](https://centrestone.com.au/the-centrestone-philosophy/): Centrestone Jewellery Insurance was created to meet a need in the market for choice and maximum protection for people’s most precious jewellery. We believe wearing your jewellery should make your life more wonderful, not stressful. It’s our mission to take the stress away!

## Pages
- [Centrestone Survey](https://centrestone.com.au/centrestone-survey/)
- [Thank you contact us](https://centrestone.com.au/thank-you-contact-us/): Our team will be in contact with you shortly via phone or email with the next steps.
- [Why do I have to wait 4 days to get paid cover?](https://centrestone.com.au/why-do-i-have-to-wait-4-days-to-get-paid-cover/): The Australian Securities and Investments Commission Act 2001(ASIC Act) is amended to implement an industry-wide deferred sales model for the sale of add-on insurance products. 
- [Jeweller](https://centrestone.com.au/jeweller/): Centrestone Jewellery Insurance is Australia’s Premier Jewellery Insurance Specialist.Centrestone Jewellery Insurance is the preferred jewellery insurance provider for over 1000 jewellers.Comprehensive coverage with confidence
- [Centrestone Jewellers Block](https://centrestone.com.au/about-us/centrestone-jewellers-block/): Centrestone Jewellers Block also offers sendings insurance. This coverage safeguards your shipments to customers, suppliers, or events, ensuring seamless operations with adaptable options and competitive premiums tailored to the jewellery industry's distinct needs.
- [Simon Curwood Protect](https://centrestone.com.au/simoncurwoodprotect/): powered by
- [Thank you](https://centrestone.com.au/thank-you/): Thank you! Your application has now been submitted.
- [Instant Quote Result](https://centrestone.com.au/instant-quote-result/): Something went wrong! Please try again.
- [Wedding Ring Insurance Policy ](https://centrestone.com.au/jewellery-insurance/wedding-ring-insurance-policy/): Do you have a question about getting a wedding ring insurance policy? Feel free to contact us to find out more.
- [Diamond Ring Insurance Policy](https://centrestone.com.au/jewellery-insurance/diamond-ring-insurance-policy/): Your diamond ring is a beautiful piece of Jewellery and a cherished symbol of love and commitment. However, have you ever considered the possibility of losing or accidentally damaging this precious possession? The unfortunate truth is that accidents do happen, resulting in the loss or damage of a diamond ring which can trigger both emotional and financial distress.Did you know that a significant number of diamond rings are lost or misplaced each year? In fact, studies indicate that thousands of diamond rings are reported lost or stolen annually in Australia. This alarming statistic highlights the need for comprehensive protection for your beloved Jewellery. That’s where diamond ring insurance can help. A diamond ring insurance policy provides financial security in the event of loss, theft, or damage. This specialised insurance coverage is designed to safeguard your investment, ensuring that your diamond ring?s sentimental and monetary value is protected.Take the first step towards safeguarding your precious possession today. We provide various diamond ring insurance policies; thus, you can choose a policy that best suits your needs.Need help choosing a diamond ring insurance policy? Contact us today, and we?ll be more than happyto assist you.
- [Report a claim](https://centrestone.com.au/report-a-claim/): Centrestone Jewellery Insurance Claims have a clear purpose, and with this, we deliver great customer outcomes. Centrestone Jewellery Insurance claims professionals provide a claims service that is thoughtful, responsive and solution-oriented, all directed towards our clients’ needs. Success here comes from focusing on what we consider to be the five key components of great claims service: certainty, speed, innovation, expertise and consistency.
- [Renewals](https://centrestone.com.au/renewals/): Renewing your insurance policy is usually quite straightforward. By paying your premium, you let your insurance company know that you agree to continue the policy.
- [Engagement Ring Insurance 101](https://centrestone.com.au/jewellery-insurance/engagement-ring-insurance-101/): Centrestone Jewellery Insurance is the preferred engagement ring insurance provider for over 1000 jewellers. Comprehensive coverage with confidence
- [Satisfaction guarantee](https://centrestone.com.au/jewellery-insurance-policy-features/satisfaction-guarantee/): With our satisfaction guarantee, we’re not just promising excellence—we’re ensuring it. This commitment is at the heart of everything we do, reflecting our dedication to providing top-tier jewellery insurance solutions.
- [Agreed value policy](https://centrestone.com.au/jewellery-insurance-policy-features/agreed-value-policy/): The Best Jewellery Insurance Policy at the Best Price
- [Dedicated inhouse claims team](https://centrestone.com.au/jewellery-insurance-policy-features/dedicated-inhouse-claims-team/): The Best Jewellery Insurance Policy at the Best Price
- [Damage Coverage](https://centrestone.com.au/jewellery-insurance-policy-features/damage-coverage/): Centrestone Jewellery Insurance provides comprehensive protection that allows you to fully enjoy your jewellery and watches, as you rightfully should. Accidents may happen, with Centrestone, we're here to help you get your jewellery repaired or replaced. Experience the joy of wearing your beautiful pieces, assured in the knowledge that they’re protected under our dedicated damage coverage plan.
- [Loss coverage](https://centrestone.com.au/jewellery-insurance-policy-features/loss-coverage/): Centrestone Jewellery Insurance stands as your partner in protecting what matters most. Accidents happen, but with our dedicated loss coverage, you can enjoy your jewellery without worry, knowing that we’ve got you covered in every moment. Trust Centrestone to keep your precious pieces safe, today and always.
- [Theft coverage](https://centrestone.com.au/jewellery-insurance-policy-features/theft-coverage/): Don’t let the worry of theft dim the brilliance of your jewellery. Choose Centrestone Jewellery Insurance for comprehensive theft coverage that matches the value and importance of your cherished pieces. Secure your jewellery’s protection with Centrestone and carry your treasures with confidence, no matter where your journey takes you.
- [Natural disaster coverage](https://centrestone.com.au/jewellery-insurance-policy-features/natural-disaster-coverage/): In the face of nature’s unpredictability, Centrestone Jewellery Insurance stands as a beacon of stability. Our comprehensive natural disaster coverage means that no matter what life throws your way, your jewellery is protected. Experience the joy and beauty of your precious items every day, secure in the knowledge that with Centrestone, you’re always covered.
- [Mysterious disappearance coverage](https://centrestone.com.au/jewellery-insurance-policy-features/mysterious-disappearance-coverage/): The Best Jewellery Insurance Policy at the Best Price
- [Cover for accidental damage, loss & theft](https://centrestone.com.au/jewellery-insurance-policy-features/cover-for-accidental-damage-loss-theft/): At Centrestone Jewellery Insurance, we’re proud to offer a policy that encompasses full coverage for accidental damage, loss, and theft of your precious jewellery.
- [Worldwide Cover](https://centrestone.com.au/jewellery-insurance-policy-features/jewellery-insurance-worldwide-cover/): That’s why we offer extensive worldwide coverage, ensuring that your valuable pieces are protected no matter where your travels take you.
- [Like for like replacement](https://centrestone.com.au/jewellery-insurance-policy-features/like-for-like-replacement/): At Centrestone Jewellery Insurance, we pride ourselves on offering a like-for-like replacement policy that stands out in the world of jewellery insurance.
- [Return to your preferred jeweller](https://centrestone.com.au/jewellery-insurance-policy-features/return-to-your-preferred-jeweller/): At Centrestone Jewellery Insurance, we recognise the deep connection and trust built between you and your preferred jeweller.
- [Up to 150% Cover](https://centrestone.com.au/jewellery-insurance-policy-features/up-to-150-cover/): Life’s uncertainties require a forward-thinking approach to jewellery insurance. Whether it’s market volatility or unexpected loss, Centrestone’s policy provides up to 150% cover to ensure that your jewellery can be replaced with an item of the same specifications, even if the replacement cost increases during the policy period. With Centrestone Jewellery Insurance, you don’t just get coverage; you get peace of mind.
- [Search](https://centrestone.com.au/search/)
- [No Excess Fee](https://centrestone.com.au/jewellery-insurance-policy-features/no-excess-fee/): With Centrestone Jewellery Insurance, enjoy the confidence that comes from knowing your jewellery is protected by a policy that respects your needs and your finances. No excess fees, just straightforward, compassionate coverage that’s there when you need it most.
- [Compare Our Policy](https://centrestone.com.au/about-us/compare-policy/): We’ll let you compare.
- [Jewellery Insurance Policy Features](https://centrestone.com.au/jewellery-insurance-policy-features/): The Best Jewellery Insurance Policy at the Best Price
- [Get an Instant Quote](https://centrestone.com.au/instant-quote/): Centrestone Jewellery Insurance is Australia’s Premier Jewellery Insurance Specialist.Centrestone Jewellery Insurance is the preferred jewellery insurance provider for over 1000 jewellers.Comprehensive coverage with confidence
- [Centrestone Jewellers](https://centrestone.com.au/about-us/centrestone-jewellers/): Centrestone Jewellery Insurance difference, so your customers remain your customers.
- [Our Philosophy](https://centrestone.com.au/about-us/our-philosophy/): The connected claim experience – Centrestone Jewellery Insurance Difference
- [Contact us](https://centrestone.com.au/about-us/contact-us/): The Best Jewellery Insurance Policy at the Best Price
- [Lab-Grown Diamond Insurance](https://centrestone.com.au/jewellery-insurance/lab-grown-diamond-insurance/): Centrestone Jewellery Insurance, is Australia’s premier engagement ring & wedding ring and lab-grown diamond insurance provider.We provide the best comprehensive worldwide jewellery insurance for your precious engagement rings and timepieces.
- [Luxury Watch Insurance](https://centrestone.com.au/jewellery-insurance/luxury-watch-insurance/): A luxury watch goes beyond functionality – it is an experience and an investment in a beautiful work of art that will be handed down from father to son, mother to daughter. Luxury Watch Insurance is means by which to protect your treasured timepiece now and in the future with our Quality Assurance Guarantee.
- [Wedding Ring Insurance](https://centrestone.com.au/jewellery-insurance/wedding-ring-insurance/): Wedding rings mean something and are beautiful, but people still lose them regardless of their size or how well they are made. In fact, more people are losing or damaging their wedding rings each year, not to mention ones getting stolen. That's why Centrestone offers more than just wedding ring insurance policies.
- [Diamond Ring Insurance](https://centrestone.com.au/jewellery-insurance/diamond-ring-insurance/): At Centrestone, we understand the deep emotional significance of your diamond ring and the trust it symbolises in your relationship. We recognise that protecting this precious symbol of love is of utmost importance to you. That’s why couples nationwide trust our diamond ring insurance policy to provide comprehensive coverage and peace of mind.
- [Engagement Ring Insurance](https://centrestone.com.au/jewellery-insurance/engagement-ring-insurance/): Centrestone Jewellery Insurance is the preferred engagement ring insurance provider for over 1000 jewellers. Comprehensive coverage with confidence
- [Jewellery Insurance](https://centrestone.com.au/jewellery-insurance/): Centrestone Jewellery Insurance is the preferred engagement ring insurance provider for over 1000 jewellers. Comprehensive coverage with confidence
- [Financial Hardship Policy](https://centrestone.com.au/financial-hardship-policy-2/): Centrestone Jewellery Insurance appreciates that sometimes circumstances beyond your control can make it difficult to meet all of your financial commitments. We’re committed to supporting customers facing financial hardship. Our Financial Hardship Policy can help you access support and services when you need them most.
- [FAQ](https://centrestone.com.au/faq/): Ask us anything!
- [Testimonials & Reviews](https://centrestone.com.au/testimonials/): Testimonials & Reviews
- [Target Market Determination](https://centrestone.com.au/about-us/target-market-determination/): Centrestone Jewellery Insurance the premier Jewellery Insurance service
- [Product Disclosure Statement](https://centrestone.com.au/about-us/product-disclosure-statement/): Centrestone Jewellery Insurance the premier Jewellery Insurance service
- [About](https://centrestone.com.au/about-us/): Centrestone Jewellery Insurance the premier jewellery insurance service
- [Blog](https://centrestone.com.au/blog/): We would love to hear from you! Our expert team is ready to answer your questions.
- [Privacy Policy](https://centrestone.com.au/privacy-policy/): OVERVIEWCentrestone Jewellery Insurance, is committed to providing you with the highest levels of customer service. This includes protecting your privacy. The aim of, Centrestone Privacy Policy is to give you comfort that the personal information you provide to Centrestone will be kept in the strictest confidence. This Privacy Policy governs the information we collect about you and your use of information we provide. The policy will disclose what personal information is collected, how it will be used, with whom the information will be shared, the choices available to consumers on collection, safeguards on protection of data and how it can be updated or corrected. This privacy policy does not apply to parties that may be linked or associated with our website. Those website owners that are responsible for the privacy or the information they collect and should be contacted directly for details of their privacy policies. We recommend you keep this information for future reference.
- [Home](https://centrestone.com.au/): It’s simple – A comprehensive policy tailored to provide exceptional jewellery insurance coverage.

## Categories
- [Diamonds](https://centrestone.com.au/category/diamonds/)
- [Engagement Rings](https://centrestone.com.au/category/engagement-rings/)
- [Gemstones](https://centrestone.com.au/category/gemstones/)
- [General Information](https://centrestone.com.au/category/general-information/)
- [General/Miscellaneous](https://centrestone.com.au/category/general-miscellaneous/)
- [Honeymoon](https://centrestone.com.au/category/honeymoon/)
- [Jewellery Insurance](https://centrestone.com.au/category/jewellery-insurance/)
- [Proposals](https://centrestone.com.au/category/proposals/)
- [Resource Centre](https://centrestone.com.au/category/resource-centre/)
- [Watches](https://centrestone.com.au/category/watches/)