Product Disclosure Statement

Before purchasing any insurance policy, please ensure you make yourself familiar with the PDS.

Product Disclosure Statement (PDS)
The PDS is designed to help you understand what you need to know about Centrestone Jewellery Insurance so that you can decide whether to proceed with this cover. The PDS describes the main features and benefits of Centrestone Jewellery Insurance. Any information contained in the PDS is general information only and does not take into account your individual objectives, financial situation or needs. Before acting on this general information, you should consider the appropriateness of the general information having regard to your individual objectives, financial situation and needs.

Policy Wording
The Policy Wording of the Centrestone Jewellery Insurance have been written in plain language to help you understand the insurance cover offered, as well as an insured’s rights and obligations under a Jewellery Insurance policy. You should carefully read the PDS and the Policy Terms and Conditions in this booklet before making any decision about whether to purchase Centrestone Jewellery Insurance. Note that you have a cooling off period and certain cancellation rights.

Financial Services Guide (FSG)
The FSG contains important information about the services provided by Centrestone and other persons or organisations listed in the FSG in relation to Centrestone Jewellery Insurance, how they are remunerated in relation to the services offered, and their internal and external dispute resolution procedures. It is designed to assist you in deciding whether to use any of their services. Centrestone and other persons or organisation providing the services are responsible for information relevant to them in the FSG.

Centrestone Jewellery Insurance is issued and administered by:
The insurance is administered by Centrestone Insurance Pty Ltd ABN 28 610 253 891 (Centrestone) and issued by Enable Underwriting Pty Ltd ABN 81 610 250 425 (Enable) on behalf of Berkley Insurance Australia (ABN 53 126 559 706) (AFSL 463129). When arranging this Policy or agreeing to insure You, Centrestone is acting under a binder agreement as an agent of the insurer and not as an agent for You.

Centrestone Jewellery Insurance is underwritten by:
The Policy is underwritten by Berkley Insurance Company (Berkley) ABN 53 126 559 706 AFSL 463 129.