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The Best Jewellery Insurance Policy at the Best Price
Enjoy Zero Excess Fees on Jewellery Claims with Centrestone
Making a claim for your precious jewellery shouldn’t add to your stress. That’s why at Centrestone Jewellery Insurance, we’ve eliminated excess fees for all jewellery claims.
Claim Without the Stress: No Excess Fees
In the challenging moments when you need to claim, you won’t be burdened with additional out-of-pocket expenses. Experience the relief of knowing that, with Centrestone, claiming is straightforward and free from excess fees.
Centrestone: Where Your Jewellery is Fully Covered, No Excess Required
With Centrestone Jewellery Insurance, enjoy the confidence that comes from knowing your jewellery is protected by a policy that respects your needs and your finances. No excess fees, no surprise charges—just straightforward, compassionate coverage that’s there when you need it most.
Understanding Insurance Excess and Its Impact
What is Insurance Excess?
Insurance excess is a fixed amount you agree to pay towards a claim before your insurer covers the remaining costs. It’s a common feature in many insurance policies, designed to lower premiums but can be a surprise cost when you least expect it.
Why Centrestone Offers Zero Excess
Unlike other policies that require you to pay an excess fee during already difficult times, Centrestone Jewellery Insurance ensures you face no such fees. This approach contrasts sharply with typical home and contents insurance policies, where not only is your jewellery claim capped, but claiming can also lead to higher premiums for your home insurance.
The Centrestone Difference
With Centrestone, your jewellery insurance is clear and focused. You won’t find your premiums increasing due to a claim, nor will you face unexpected fees. Our policy is designed to put you back in the position you were in before your loss, without any excess costs.
Why Zero Excess Matters
Choosing Centrestone means opting for peace of mind. Our no excess fee policy ensures that you can focus on what truly matters—recovering and restoring your cherished jewellery—without worrying about financial penalties. It’s part of our commitment to providing compassionate, customer-focused insurance solutions.
How We Stack Up
See how Centrestone Jewellery Insurance is Australia’s premier jewellery insurance provider
Dedicated Claims Team
Your jewellery is important to you, and that is why it is important to us.
Jewellery Specific Insurance
The Centrestone Jewellery Insurance policy excels by offering comprehensive cover designed specifically for your jewellery.
Jewellery Insurance Cover Fast
Ready to protect your jewellery, do it with confidence and get your jewellery covered in minutes.
Quick and Easy Process
Apply via phone, email or via our rapid QR code to ensure your jewellery remains safe
| See How We Compare | Other Online Jewellery Insurance | Renters/Home & Contents Insurance | Jewellery Warranty | |
Jewellery specific insurance
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N/A | |||
Up to 150% cover
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Limited | Limited | ||
Returned to your preferred jeweller of choice
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N/A | N/A | ||
Like for like replacement
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N/A | N/A | ||
No excess
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Limited | Limited | ||
Worldwide cover
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N/A | N/A | N/A | |
Cover for accidental damage, loss and theft
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Limited | Limited | ||
Mysterious disappearance coverage
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Limited | Limited | ||
Natural disaster coverage
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Limited | Limited | ||
Theft coverage
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? | ? | Limited | |
Loss coverage
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? | ? | Limited | |
Damage coverage
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Limited | Limited | ||
Dedicated in-house claims consultant
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N/A | N/A | ||
Agreed value policy
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N/A | Limited | Limited | |
Satisfaction guarantee
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Limited | Limited |
Centrestone Jewellery Insurance, is Australia’s premier jewellery insurance specialist.
Offering the best engagement ring insurance & wedding ring insurance, we keep it simple – comprehensive jewellery insurance cover against damage, loss and theft – anytime, anywhere.
We provide the best comprehensive worldwide jewellery insurance for your precious engagement ring, wedding ring and timepieces. We cover your jewellery wherever it goes. Your precious jewellery is made to be worn, so why insure it with a company that will only cover it at home?
Jewellery Insurance FAQ
Jewellery policies covers the loss, theft, or damage of jewellery items. It is designed to protect your investment in valuable jewellery, such as engagement rings, wedding bands, and other precious heirlooms.
Jewellery insurance is not required, but it can be a good idea for individuals who own expensive or sentimental pieces of jewellery. If you have jewellery that is worth a significant amount of money, or that holds sentimental value, jewellery insurance can provide peace of mind and financial protection in the event of loss or damage.
Applying with Centrestone is very quick and easy to do!
You can apply for a policy or receive an instant quote on our website by clicking here.
Upon submitting your application, you will receive an email with a link to upload your photos and documents. Once you have provided the required documentation someone from the Centrestone team will contact you to process your policy
Jewellery insurance policies may cover a variety of risks, including loss, theft, damage, and disappearance. Some policies may also cover the cost of repair or replacement, as well as the value of the jewellery at the time of the loss. Centrestone Jewellery Insurance policy covers for accidental loss, damage and theft all at the agreed value.
Jewellery insurance policies may not cover certain types of losses, such as losses that result from normal wear and tear or losses that occur while the jewellery is being repaired. It is important to carefully review the terms and conditions of your policy to understand what is and is not covered.
Centrestone Jewellery Insurance does not offer cover for personal jewellery items which are:
- Significantly modified such as modified men’s watches
- Mens chains, Mens Bracelets and Mens Earrings
- Have an insured value of less than $500
The cost of jewellery insurance can vary depending on the value of the jewellery being insured, the type of coverage being purchased, and the insurance company offering the policy. Get an obligation free instant quote here.
The 5 C’s of Jewellery – Cut, Colour, Clarity, Carat and Centrestone Jewellery Insurance
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