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You can pay your premium as monthly instalments or a single annual payment.
$ p/m
($ Total)
Pay your premium
over 12 monthly instalments
$
+ one time setup fee $
Pay annually and save
$ Total
The total includes GST
and government charges
What’s next? You’ll need to provide some documents and photos of your jewellery items
Want to read over the fine print? Check out our PDS here.
Have some questions? We would love to hear from you.
Thank You!
Your application has now
been submitted
Our team will be in contact with you
shortly via phone or email with the
next steps
Have some questions? We would love to hear from you.
Making a claim for your precious jewellery shouldn’t add to your stress. That’s why at Centrestone Jewellery Insurance, we’ve eliminated excess fees for all jewellery claims. What does this mean for you? In the challenging moments when you need to claim, you won’t be burdened with additional out-of-pocket expenses. Experience the relief of knowing that, with Centrestone, claiming is straightforward and free from excess fees.
Insurance excess is a fixed amount you agree to pay towards a claim before your insurer covers the remaining costs. It’s a common feature in many insurance policies, designed to lower premiums but can be a surprise cost when you least expect it.
Unlike other policies that require you to pay an excess fee during already difficult times, Centrestone Jewellery Insurance ensures you face no such fees. This approach contrasts sharply with typical home and contents insurance policies, where not only is your jewellery claim capped, but claiming can also lead to higher premiums for your home insurance.
With Centrestone, your jewellery insurance is clear and focused. You won’t find your premiums increasing due to a claim, nor will you face unexpected fees. Our policy is designed to put you back in the position you were in before your loss, without any excess costs.
Choosing Centrestone means opting for peace of mind. Our no excess fee policy ensures that you can focus on what truly matters—recovering and restoring your cherished jewellery—without worrying about financial penalties. It’s part of our commitment to providing compassionate, customer-focused insurance solutions.
With Centrestone Jewellery Insurance, enjoy the confidence that comes from knowing your jewellery is protected by a policy that respects your needs and your finances. No excess fees, no surprise charges—just straightforward, compassionate coverage that’s there when you need it most.
Coverage | Other Online | Renters/ Home & | Jewellery | |
Coverage Limits | Up to 150% of The Insured Value | Between 100% - 150% cover | Capped as low as $2,500 | Appraisal Value |
Worldwide Coverage | ||||
Damage | Limited | |||
Loss | ||||
Theft | Limited | |||
Mysterious Disappearance | ||||
Limited Impact of Claims on | ||||
Monthly Pay Option or Discount for | ||||
Gifts to Others at Separate Address | ? | ? | ||
No Excess | ? | ? | ? | |
Free Annual Insurance Value Updates | ||||
Like for like replacement | Majority offer cash payouts |
Centrestone
Home & Contents
Return to your
preferred jeweller
Up to 150% cover to protect
from price increases
Like-for-like
replacement
No excess fee
Worldwide cover
Often limited to
Australia Wide
Cover for accidental
damage, loss & theft
Limited coverage
Centrestone Jewellery Insurance, is Australia’s premiere jewellery insurance specialist. Offering the best engagement ring insurance & wedding ring insurance, we keep it simple – comprehensive jewellery insurance cover against damage, loss and theft – anytime, anywhere.
We provide the best comprehensive worldwide jewellery insurance for your precious engagement ring, wedding ring and timepieces. We cover your jewellery wherever it goes. Your precious jewellery is made to be worn, so why insure it with a company that will only cover it at home?
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